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Adapting to The Market

August 13th, 2012

Part of being a Prosperous Investor means monitoring your market to understand what stage of the cycle you are in.

This is YOUR investment; YOUR business, so there are certain steps you need to take to ensure success (and not failure!)  One thing you must do is track rental rates on a monthly basis and always ensure that you are getting your full increases. žWork with your financial institutions to help you look at ways to improve your cash flow position.

Most banks won’t drop the monthly payment of your mortgage if the interest rate goes down. What happens is more money is paying down the principle with less going to interest. This way reducing your term of your mortgage faster, for example, 30 years would become 28 years.

If cash flow is important see the bank and have them drop the payment to reflect the current rate.  If you’ve been paying a mortgage for 5 – 10 years you may want to extend the amortization to a full term reducing your mortgage.

Again, if cash flow is an issue it may make more sense for you to pay a penalty to increase your cash flow. I’ve had clients in this situation and losing $200.00 per month on their property.  By switching the mortgage and paying the penalty they were put back into a positive position of over $175 per month.

It’s all about Cash Flow. ž  Treat your real estate as a business and adapt to ensure your business is profitable.

Market Aug 13

If you have questions on this, or anything related to your real estate investing business, please don’t hesitate to get in touch with me.


Michael Ponte

Michael Ponte, President & Founder

Prosperity Real Estate Investments

Phone: 604-882-6901

Some Great Summer Studying Ideas

July 13th, 2012

Here is some great studying ideas that we recommend towards furthering your career in real estate investing.

Why not study real estate investing at home this summer, without having to travel, in the comfort of your own surroundings, and with the added convenience of hitting the replay button whenever you want?

REIN™’s top-rated two-day live seminars are also available as Home Study Courses, with professionally recorded audio and all the high-quality printed materials from the live events. Plus, you get bonus materials too! Click here to find out how you can go to school while staying home!

Or how about this idea, do you ever wonder which Canadian cities possess the best potential returns for real estate investors? Are you concerned about finding the cash to continue putting down payments on the investment properties you plan on purchasing?

Click here for just a sample of the in-depth research reports that REIN™ produces to
educate and support investors as they build long-term, sustainable wealth through real estate.

We hope you get great enjoyment and information from these resources this summer!


Michael Ponte

Michael Ponte, President & Founder

Prosperity Real Estate Investments

Phone: 604-882-6901

Prosper for Life!

May 28th, 2012

Blog post 5 27 2012

Are you tired of the roller coaster ride that your investments are on?

Frustrated with poor returns on your RRSP/TFSA/Mutual Funds but don’t know what else to do?

Has the recent economic downturn delayed your retirement and are now wondering what to do next?

Have you considered Real Estate Investing but don’t know where to get started?

If you’ve answered “YES” to any of the above, then don’t miss Prosperity Real Estate Investments upcoming FREE seminar.

“Prosper for Life.”

People clinging to the relics of the past such as job security, savings, and a retirement plan may be the most devastated by the financial storms now engulfing the world. As the stock market continues to struggle with very little sight of recovery, the real estate market conditions represent a once-in-a lifetime opportunity for smart investors to acquire great properties inexpensively.

Many fortunes will be made in the next five years by investors with the courage to take advantage of the tremendous values of today. We aren’t talking about properties in the United States where foreclosures are still sweeping the country but in a safe market right in our own back yard….Canada.

Prosperity Real Estate Investments is an award winning investments company that’s been successfully investing in the Canadian real estate market for over 10 years providing investors great returns even during the recession down turn.

If you want to learn Prosperity’s secret and how you could also get your investments back on track, make sure attend their upcoming seminar.

Learn the fastest and most popular way most millionaires have created their wealth and how you could to.

In this 60 minute seminar, you will learn:

That your retirement plan may not be as sound as you think

* How to make money in any economy. Up or down – doesn’t matter.

* Finding great properties that provide you cash flow in your pocket every month.

* Being a property owner without the hassles of being a landlord and managing tenants.

* How to make better RRSP returns in Real Estate than your current investment strategy.

* And much, much more……….

The Prosperity Real Estate Investment seminar is sure to fill up fast so take a moment to pre-register today and ensure your seat is secured.

Tuesday May 29th, 2012


Holiday Inn Express

15808 104 Ave

Surrey, BC

You must register to attend our upcoming class and secure your seat.

Seating is limited so don’t wait, register today.

To register please e-mail

info@prosperityinvestments.ca or call 604-882-6901.


Michael Ponte

Michael Ponte, President & Founder

Prosperity Real Estate Investments

Phone: 604-882-6901